Some of our most popular programs are:

Extremely low fixed rates– Enjoy the security of knowing your payment will remain the same for the life of the loan.

1/1, 3/1, 5/1, 7/1, 10/1Arms– Reap the benefits of a lower initial rate when you are not planning to have the mortgage long term.

Super Jumbo Specialist-Shopping for larger homes and estates adds many more complexities to the home purchase equation. We realize more exclusive homes require a lender attuned to the needs of more sophisticated buyers.

Piggy-Back Mortgages– Eliminate the need for private mortgage insurance by utilizing a first and second mortgage and increase your tax deduction.

First Time Homebuyer– Programs designed with the need of the first time buyer in mind, including special rates and points. Income restrictions apply.

100% Financing Programs– Finally a true no money down program!

5% Down No-Income Check– Unlike the normal 20-25% down requirement.

No Closing Cost Equity line– Secure an equity line to have at your disposal because we never know what tomorrow will bring.

Co-op loan programs– At the same low rate as one to four family homes.

Registered Mortgage Broker New York State Banking Department Loans arranged through third party providers